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The 'Venison Strategy' might work… until it really doesn't
What do a comedian, a fake deer accident, and a totaled car have in common? Apparently a masterclass in what not to do with your insurance claim. Could you actually fool an insurance company with a creative claim?
Not at fault… so why is my insurance paying?
You're in a car accident. It's clearly not your fault. The other driver has insurance. So why is your insurance company getting involved? The honest answer most agents don't explain.
Your business insurance might be completely wrong (and you'd never know)
A jiu-jitsu gym classified as a building materials dealer. A 24-hour restaurant with zero liquor liability. Claims approved, then mysteriously "disappeared." The wild world of commercial insurance — and yeah, it's worse than you think.
Why dental insurance feels like a racket (and when it actually isn't)
HSA vs FSA. Why doctors push year-end spending. Why dental insurance max benefits feel insulting. The most misunderstood and expensive corners of health and dental insurance, decoded in plain English.
Bought a car on a Saturday? Congrats — you're either covered or absolutely not
Buying a car should be exciting. Instead it usually comes with paperwork, confusion, and that one terrifying question: wait, am I actually insured right now? Exactly what coverage you do (and don't) have when you drive away.
Your insurance claim isn't a mystery novel (but sometimes it's close)
The "friend of a friend" stories that somehow always end with "and then they didn't pay." When it's the telephone game, when it's the carrier being the carrier, and when the "life insurance" turns out to be… not a thing. Also: alien abduction insurance is real, apparently.
Call your agent, not the 800 number (and stop slipping on aisle 12)
Busted water heaters. Confused adjusters who don't seem to know the actual policy. Subs who cut clearly marked gas lines. Why you should call your agent before mashing that 800 number — plus how diminished value really works.
EPLI: because "please don't sue me" isn't a strategy
Between Dennis's Ozarks charm and Stephanie's that really chaps my ass energy, we skewer the myth that "we'll just hire a lawyer" is cheaper than coverage. Wrongful termination, TikTok pranks, wage and hour landmines, and why endorsements are the dollar-store version of a real policy.
Storm damage doesn't mean a new roof — here's what actually happens
Storm season's here. If you think a little wind or hail means a brand-new roof, you might be in for a rude awakening. Wind vs hail claims, partial roof replacements, why your neighbor getting a new roof means absolutely nothing for yours.
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